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Buying A Home or Building Your Home

Getting a home is probably one of the biggest financial decisions a lot of people would make in their lifetimes. When it does get to that point, however, there’s usually a fairly common conundrum they face- should I buy a home or should I build mine myself?

The answer to the question seems pretty straightforward until you consider a few things. You want a home with a gym, two pools, three reading rooms, and a pent house with five and a half windows. After an arduous search and no luck, you decide to build your home yourself, and then realize it would take one year, but you want to move in two months. You decide again to buy, but there’s no house in the location you want. So, you change your mind yet again, you’ll build. But you discover you don’t even know where to start from. Now, you’re sitting on the fence with no idea what is best for you.

Let’s help get you down that fence and compare both to see which may be better for you.


When buying a home, generally speaking, your choices are limited to what’s available for sale. You might love the Master Bedroom but not the floor plan. You might love the location, but not the house type. You might love the number of rooms but not the fact that it doesn’t have a pool. You may even love everything but your spouse absolutely doesn’t. In the end, you may end up making uncomfortable compromises on your wish list.

In building your home, you have the freedom to choose just exactly what you want, with all the bells and whistles, and can be involved in the construction and installation right from the get-go in order to meet your precise specifications.

Build wins this round.

Buy 0 – Build 1


Getting precise specifications doesn’t come without its downsides though. In buying a home, all you really have to do is find one that meets the most items on your wish list, tidy up relevant paper work and move in. The only stress involved might be in actually finding a home that sufficiently meets your needs. Otherwise, it is mostly a pay-and-move-in deal.

On the other hand, if you had to build your own home, you would first need to find virgin land, and then an architect, and then an engineer or developer, or you might have to deal directly with contractors- some of whom may be particularly dubious and sell you inferior materials. If you have to supervise the builders yourself, that can prove stressful if you don’t live near the construction site.

Buy wins this round overwhelmingly.

Buy 1 – Build 1


Getting a home can be an adventure and adventures often come with their fair share of risks.

When buying a new home, the risks are limited compared to building your home. In building your home, you risk going over your budget, taking longer than anticipated as a result of bad weather or human error, buying a land with unresolved ownership disputes, the use of inferior materials being used and cutting corners, being cut. Building isn’t for the fainthearted.

If you’re the type that loves that kind of adventure, building might interest you. If not, buying is best.

Buy wins this round

Buy 2 – Build 1


Except on rare occasions, building your home saves you more cost than buying a home outright. When you consider that- even if you find a home that meets all your specifications, the seller factors in profit and commissions, you would realise that if saving cost is important to you then building is the best option.

Build wins this round.

Buy 2 – Build 2


Buying a house often requires, at least in most cases, that you outrightly pay the asking price or negotiated price before moving in. But what if you didn’t have all that money? What if you wanted to pace yourself and build such that your project is never financially overwhelming at any point? Building might be the best option for you.

Build wins this.

Buy 2 – Build 3


If you are buying a house, you can move in as soon as the deal is completed. If you are building your own home, you don’t have that luxury. Building requires patience- lots of it. As far as time is concerned, buying a house is the best option.

Buy wins this round.

Buy 3 – Build 3


If you’re buying a house, except it is new, you may have to deal with issues such as maintenance, repairs or even outright replacements and intensive renovations on things like paint colours, plumbing, electrical appliances, doors, installations, structure and floor plans. But when building your home, you can be sure of the newness of everything.

Building takes this round.

Buy 3 – Build 4


If you want to live closer to the city or want a home in an area with sufficient development and proximity to schools, hospitals, malls and other places of interest, buying a home is your best bet as most lands in these kinds of areas have likely already been taken.

However, you might want a retirement home, away from the noise and pollution often associated with a busy city. In this case, you may really have no viable option other than building your home.

This round’s a tie.

Buy 4 – Build 5

On the whole, all factors considered, building might be a better option for the most people.

Luckily, with a trusted developer, you can eliminate the cons of both and have the pros of both.

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Privacy Policy

Effective date: August 19, 2018

3DMatic Atelier (“us”, “we”, or “our”) operates the website (the “Service”). This page informs you of our policies regarding the collection, use, and disclosure of personal data when you use our Service and the choices you have associated with that data. We use your data to provide and improve the Service. By using the Service, you agree to the collection and use of information in accordance with this policy. Unless otherwise defined in this Privacy Policy, terms used in this Privacy Policy have the same meanings as in our Terms and Conditions, accessible from

Information collection and use

We collect several different types of information for various purposes to provide and improve our Service to you.

Types of Data Collected

Personal Data
While using our Service, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you (“Personal Data”). Personally identifiable information may include, but is not limited to:

  1. Email address
  2. First name and Last name
  3. Cookies and Usage data

Usage Data
We may also collect information how the Service is accessed and used (“Usage Data”). This Usage Data may include information such as your computer’s Internet Protocol address (e.g. IP address), browser type, browser version, the pages of our Service that you visit, the time and date of your visit, the time spent on those pages, unique device identifiers and other diagnostic data.

Tracking & Cookies Data

We use cookies and similar tracking technologies to track the activity on our Service and hold certain information.
Cookies are files with small amount of data which may include an anonymous unique identifier. Cookies are sent to your browser from a website and stored on your device. Tracking technologies also used are beacons, tags, and scripts to collect and track information and to improve and analyze our Service.
You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Service.
Examples of Cookies we use:

  1. Session Cookies. We use Session Cookies to operate our Service.
  2. Preference Cookies. We use Preference Cookies to remember your preferences and various settings.
  3. Security Cookies. We use Security Cookies for security purposes.

Use of Data

3DMatic Atelier uses the collected data for various purposes:

  • –To provide and maintain the Service
  • –To notify you about changes to our Service
  • –To allow you to participate in interactive features of our Service when you choose to do so
  • –To provide customer care and support
  • –To provide analysis or valuable information so that we can improve the Service
  • –To monitor the usage of the Service
  • –To detect, prevent and address technical issues

Transfer Of Data

Your information, including Personal Data, may be transferred to — and maintained on — computers located outside of your state, province, country or other governmental jurisdiction where the data protection laws may differ than those from your jurisdiction.
If you are located outside Nigeria and choose to provide information to us, please note that we transfer the data, including Personal Data, to Nigeria and process it there.
Your consent to this Privacy Policy followed by your submission of such information represents your agreement to that transfer.
3DMatic Atelier will take all steps reasonably necessary to ensure that your data is treated securely and in accordance with this Privacy Policy and no transfer of your Personal Data will take place to an organization or a country unless there are adequate controls in place including the security of your data and other personal information.

Disclosure Of Data Legal Requirements

3DMatic Atelier may disclose your Personal Data in the good faith belief that such action is necessary to:

  • –To comply with a legal obligation
  • –To protect and defend the rights or property of 3DMatic Atelier
  • –To prevent or investigate possible wrongdoing in connection with the Service
  • –To protect the personal safety of users of the Service or the public
  • –To protect against legal liability

Security Of Data

The security of your data is important to us, but remember that no method of transmission over the Internet, or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your Personal Data, we cannot guarantee its absolute security.

Service Providers

We may employ third party companies and individuals to facilitate our Service (“Service Providers”), to provide the Service on our behalf, to perform Service-related services or to assist us in analyzing how our Service is used.
These third parties have access to your Personal Data only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose.

Links To Other Sites

Our Service may contain links to other sites that are not operated by us. If you click on a third party link, you will be directed to that third party’s site. We strongly advise you to review the Privacy Policy of every site you visit.
We have no control over and assume no responsibility for the content, privacy policies or practices of any third party sites or services.

Children’s Privacy

Our Service does not address anyone under the age of 18 (“Children”).
We do not knowingly collect personally identifiable information from anyone under the age of 18. If you are a parent or guardian and you are aware that your Children has provided us with Personal Data, please contact us. If we become aware that we have collected Personal Data from children without verification of parental consent, we take steps to remove that information from our servers.

Changes To This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page.
We will let you know via email and/or a prominent notice on our Service, prior to the change becoming effective and update the “effective date” at the top of this Privacy Policy.
You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

Contact Us

If you have any questions about this Privacy Policy, please contact us:


Terms of Service

The 3DMatic Atelier LLC

The 3DMatic Atelier is a private company registered in Nigeria whose registered address is No. 2, Monsurat Olayinka Way Off Road 14, Lekki Scheme 2 Ajah – Lagos, Nigeria.

This Website

The 3DMatic Atelier owns the website located at (the “Website”). By accessing and using the Website you the user agree to be bound by these terms and conditions (the “Terms”) which govern your access to and use of the Website.

Ownership and Use of content

All text, data, charts, tables, software, video, music, sound, graphics, photographs, illustrations, artwork, names, logos, trade marks, service marks and other material on the Website (the “Content”) and all rights in it belongs to The 3DMatic Atelier Limited. You may retrieve and display Content from the Website on a computer screen, print individual pages on paper (but not photocopy them) and store such pages in electronic form on disk (but not on any server or other storage device connected to a network) for your personal use. Content may not be copied, reproduced, republished, downloaded, posted, broadcast or transmitted in any other way. You agree not to adapt, alter or create a derivative work from any of the Content on the Website or to use it for any purpose other than for your personal and non-commercial use.

Unlawful Use

You agree to use this Website only for lawful purposes and in a manner that does not infringe the rights of or restrict or inhibit the use and enjoyment of the Website by any third party. Such restriction or inhibition includes, but is not limited to, conduct which is defamatory, or which may harass, cause distress or inconvenience to any person and the transmission of obscene or offensive content or the disruption of normal flow of dialogue within the Website.

Intellectual Property Rights

All copyright, trade marks, database rights and other intellectual property rights that may exist in this Website and the Content shall remain at all times the property of The 3DMatic Atelier Limited. The trade marks, service marks and logos used and displayed on this Website (“Trade Marks”) are registered or unregistered trade marks of The 3DMatic Atelier. Nothing on this Website should be construed as granting, by implication or otherwise, any licence or right to use any Trade Mark without written permission from 3DMatic Atelier. The name of The 3DMatic Atelier may not be used in any way, including in advertising or publicity pertaining to distribution of Content without the prior written permission of The 3DMatic Atelier.


The Website and Content is provided “AS IS” and on an “AS AVAILABLE” basis The 3DMatic Atelier does not guarantee the accuracy, timeliness, completeness, performance or fitness for a particular purpose of the Website or any Content. All implied warranties, including but not limited to the implied warranties of satisfactory quality, fitness for a particular purpose, non-infringement, compatibility, security and accuracy are excluded from these Terms to the extent that they may be excluded as a matter of law. In no event will The 3DMatic Atelier be liable for any loss including, without limitation, indirect or consequential loss, or any damages arising from loss of use, data or profits, whether in contract, tort or otherwise, arising out of or in connection with the use of this Website. The 3DMatic Atelier has tried to ensure that all the Content provided on the Website is correct at the time of publication. The Content is provided on an information basis only and should not be relied upon. No responsibility is accepted by or on behalf of The 3DMatic Atelier for any errors, omissions, or misleading Content on the Website or on any websites to which the Website connects. The 3DMatic Atelier does not warrant that the Website or Content will be uninterrupted or error free, that any defects will be corrected, or that this Website or the server that makes it available are free of viruses or bugs.


You must read and accept the The 3DMatic Atelier Privacy Policy & Notice which details what type of personal information The 3DMatic Atelier may collect from you when you visit the Website and how The 3DMatic Atelier may store and use the information in accordance with the Data Protection Act 1998 and the Privacy and Electronic Communications Act 2003.

Changes to the Terms

The 3DMatic Atelier reserve the right, at its discretion, to make changes to any parts of the Website or these Terms. When these Terms are amended, The 3DMatic Atelier will publish details of the amendments on the Website. Your continued use of the Website is taken as your agreement to be bound by these Terms as amended.


These Terms shall be governed by and construed in accordance with Nigerian Law and subject to the exclusive jurisdiction of the Nigerian Courts.


If these Terms or any part of them should be determined to be illegal, invalid or otherwise unenforceable under the laws of any state or country in which these Terms are intended to be effective, then to the extent that they are so illegal, invalid or unenforceable, they shall in that state or country be treated as severed and deleted from these Terms and the remaining Terms shall survive and remain in full force and effect and continue to be binding and enforceable in that state or country.


If there is any conflict between these Terms and any other written agreement between you and the 3DMatic Atelier then the latter shall prevail.

Events beyond our control

The 3DMatic Atelier will not be responsible for any breach of these Terms caused by circumstances beyond its reasonable control.


The 3DMatic Atelier is not responsible for the availability or content of any third party websites or material you access through this Website.

File Download

Certain files of Content are available for download from the Website. These files of Content are subject to these Terms.


If you wish to contact The 3DMatic Atelier regarding the Website, these Terms or the Privacy Policy & Notice please contact us by post or in person at 3DMatic Atelier LLC No. 2, Monsurat Olayinka Way Off Road 14, Lekki Scheme 2 Ajah – Lagos, by telephone on +2348090568110 or by Email at


We want to give TWO Free gifts!


We want to give TWO Free gifts!